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Trucking Program

    • Involved in the pickup & delivery of general freight only
    • Point-to-point delivery with pre-determined & routine routes
    • Drivers must not engage in any loading or unloading of freight
    • Local or regional operations with round trips less than 350 miles
    • All drivers initiate their routes from the company’s location (no trucks are brought home)
    • Above average safestat scores
    • table driver force with high tenure and low turnover
    • No hauling of aggregate of any kind
    • No use of dump trucks or ready mix concrete trucks
    • No towing or recovery operations

Underwriting Considerations

      • Exclusive use of owned vehicle & trailer fleet
      • Light duty/RTW program in place
      • Full time safety & vehicle maintenance directors
      • No lapse in coverage in their history

Additional Account Characteristics

  • Full medical/dental/401K benefit package with 80% of drivers participating
  • Drivers are paid on a salary basis
  • Pre-employment physicals and drug testing required
  • Pre-employment and annual MVR checks
  • Post-accident drug testing

Minimum Guidelines

  • No overnight
  • Short & medium haul only
  • No loading & unloading
  • Greater than $50,000 estimated annual premium

Trucking Program Coverage Map

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Trucking Program
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