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Patriot National Hospitality

Hospitality Insurance Program

Patriot Underwriters, Inc. offers the Patriot National Hospitality Program which is the powerhouse combination of the former HSS and RCA. The program offers many different products suitable to the needs of a wide variety of hospitality establishments and operations. All of our insurance products are backed by A.M. Best rated A or better insurance companies. These preferred programs are fine-tuned to the marketplace bringing the power of the standard market and group purchasing to bars, taverns and restaurants.

The heart of the Patriot National Hospitality Program is claims management, high-touch, front-end loaded claims review and our case management process, the SWARM. This aggressive, proactive model reviews all levels of the claim, at every management level, immediately and simultaneously. This is why Patriot closes more claims per year than the industry standard and always has, since the company was founded. Our top priority at Patriot is protecting and defending our clients' best interests.

Hospitality Insurance Program Coverages

  • General Liability
  • Liquor Liability
  • Workers’ Compensation
  • Property
  • Excess/Umbrella
  • Crime
  • Equipment Breakdown
  • Assault and Battery

Why Choose Patriot National Hospitality?

  • Entertainment events with risk are not a problem for us
  • Ability to provide coverage for establishments that have 100% alcohol sales
  • New ventures considered
  • Full Assault & Battery coverage for General Liability and Liquor Liability
  • Our carriers are A.M. Best rated A or better

Hospitality Insurance Program Markets

  • Restaurants
  • Bars
  • Taverns
  • Catering Establishments
  • Sports Bars
  • Cafes
  • Delis
  • Pizza Parlors
  • Civic/Social Clubs
  • Nightclubs (home office submission required)

Hospitality Insurance Program Submission Guidelines

  • ACORD Application
  • Completed Patriot National Hospitality Supplemental Application
  • Three Years Loss Info (Preferably Five)
  • Modification Worksheet Preferred


Patriot National Hospitality Coverage
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PN Hospitality Supplemental Application

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